NZ Commercial Truck Finance

Truck Finance —
Built for Business.

Prime movers, tippers, curtainsiders and more. We arrange commercial truck finance from 15+ NZ lenders — approvals in 24 hours, no deposit required, and no broker fee charged to you.

24hr Approvals No Credit Impact to Apply 15+ Lenders Owner-Operator & Fleet
★★★★★ 5.0 on Google Trusted by NZ operators

About fundr

The truck finance broker
that works for you.


fundr is an independent truck finance broker — which means we work for your business, not the lender. When you apply through fundr, we take your deal to our full panel of 15+ NZ lenders and find the one that fits your situation best.

Whether you're an owner-operator buying your first prime mover or a fleet business adding another tipper, Nick has the experience to structure your finance properly — right loan, right term, right rate. No messing around.

One application, one point of contact, from enquiry through to the keys in your hand.

15+
NZ lenders on panel
24hr
Typical approval time
15yr
Commercial finance experience

What We Finance

We finance any truck
your business needs.

01

Prime Movers

Finance new or used prime movers for owner-operators and fleet businesses. Kenworth, Volvo, Mack, Freightliner and more.

02

Tipper Trucks

Finance tipper trucks for earthmoving, construction and landscaping businesses. Single, tandem and dog trailer combinations.

03

Curtainsiders & Pantechs

Finance curtainsiders, pantechs and refrigerated trucks for freight and logistics businesses throughout NZ.

04

Crane & Specialist

Crane trucks, concrete agitators, tilt trays, pump trucks — if it's a commercial vehicle, we can finance it.

Finance Solutions

Truck financing solutions
at fundr.

Whether you need to buy, refinance, lease or unlock equity — fundr structures the right solution for your business. One broker, 15+ lenders, all truck types.

Truck Loans

Flexible, competitive finance for all NZ businesses — owner-operators to large fleets. Designed for fast approvals and cash flow support.

Truck Refinancing

Restructure existing truck loans to lower your monthly repayments and free up essential working capital for your business.

Truck Leasing

Access new trucks without the upfront cost of ownership. A flexible, cost-effective solution for smarter asset management and cash preservation.

Equity Release

Unlock 50–80% of the value of your wholly-owned truck to boost cash flow or fund new assets. Keep your truck working — and your capital working too.

New Business Finance

Secure funding using a written contract or letter of intent. We build a cash flow forecast to prove serviceability — don't assume you won't qualify.

Why Choose fundr

Why NZ operators use fundr
instead of their bank.

15+ Lenders on Panel

We shop your deal across our full lender panel — so you get the best rate available for your truck, not just whatever one bank offers.

Approved in 24 Hours

Most truck finance applications get a decision within 24 hours. No weeks of waiting — get your truck on the road fast.

Fleet & Owner-Operator

Whether it's your first truck or your fifteenth, we structure finance to suit your business — from single units to full fleet additions.

Talk to Nick Directly

You'll deal with Nick personally — not a call centre. One number, one person who knows trucks, from enquiry to settlement.

Customer Reviews

What NZ operators say
about fundr.

★★★★★

"Nick sorted our prime mover finance in under 24 hours. We'd been knocked back by our bank but Nick found us a great rate. We've since financed two more trucks through fundr."

Mark T.
Owner-operator, Auckland
★★★★★

"Bought a new tipper through fundr. Nick was straight up about what we'd qualify for, no messing around. Finance approved same day — truck was on the job the following week."

Craig L.
Civil contractor, Wellington
★★★★★

"We run a small fleet and fundr handles all our truck finance now. Nick knows the industry, gets us sharp rates every time, and the whole process is just easy."

Dave P.
Freight business owner, Christchurch

How It Works

Three steps to get
your truck financed.

Tell us what you need

Fill in our short form in under 3 minutes. Tell us the truck, the price, and a bit about your business. That's it.

⏱ 3 minutes

We find the right lender

Nick reviews your situation and matches it to the right lender from our panel of 15+. One clean application — no repeated credit checks.

⚡ We do the legwork

Get approved and get moving

You'll hear back within 24 hours. Sign digitally and funds are released so you can get your truck on the road.

✓ ~24 hour decision

Ready to get
your truck financed?

One application. 15+ lenders. A decision in 24 hours. fundr makes truck finance straightforward for NZ businesses.

Repayment Calculator

Estimate your truck
repayments.

Get a rough idea of monthly repayments on your commercial truck based on loan amount and term. Actual rates depend on your business profile — get a proper quote to see your real options.

Est. Monthly Payment $0

Figures are estimates only. Actual rates and repayments vary based on your credit profile, lender, and loan structure. No credit check performed.

Common Questions

Truck finance
FAQs.

Everything NZ operators ask before applying. Still have questions? Call Nick directly.

Our Promise

Our Promise to You

No runaround, no endless waiting. Just straight-up truck finance that actually works for your business.

15+ Lenders on Panel

We shop your deal to the right lender — not just whoever your bank is. More choice means better rates.

Decision in 24 Hours

Not three weeks. Most applications get an answer the same day or next business day.

Flexible Loan Terms

Repayments structured around your cash flow — not the lender's preference.

Talk to Nick Directly

You deal with one person — Nick — from enquiry through to settlement. No 0800 numbers.

Expert Finance Knowledge

15 years in commercial lending. We know what lenders need and how to get your deal across the line.

Lifetime Support

Ongoing admin and support long after your loan settles. We're here when you need us — always.

Get Started

Ready to get your
truck financed?

Apply in 3 minutes No credit impact We'll be in touch within the hour

Prefer to talk first?