Can my company finance a luxury vehicle for a director?

Yes. Many NZ businesses finance director or executive vehicles through the company, often with FBT applying to any private use. We can structure the finance and point you to your accountant to confirm the right FBT treatment for your situation.

What is a balloon payment and should I use one?

A balloon payment is a lump sum due at the end of your loan term, which lowers your monthly repayments along the way. It suits vehicles that hold their value well, like Range Rover and BMW, and is common in prestige vehicle finance both in NZ and overseas.

Can I finance a used Range Rover, BMW or Mercedes?

Yes. We finance new and used prestige vehicles, including dealer stock, private sales and imports. Loan terms and rates vary depending on the vehicle's age and value.

How is luxury vehicle finance different from standard vehicle finance?

Luxury and prestige vehicles are typically higher value and depreciate differently to standard vehicles, so lenders structure these loans with more flexibility around balloon payments, terms and deposit requirements. We work with lenders who specialise in this end of the market.

Are repayments on a director's vehicle tax deductible?

For business-use vehicles, finance repayments and depreciation can be tax deductible, though FBT may apply where there is private use. Speak with your accountant to confirm your specific position, and we can structure the finance accordingly.

How long does luxury vehicle finance approval take?

Most applications receive a decision within 24 to 48 hours. Higher-value vehicles can sometimes take a little longer as lenders complete their assessment.

Black Range Rover Sport on NZ coastal cliff road at golden hour, financed by fundr

NZ Luxury & Prestige Vehicle Finance

Luxury Vehicle Finance —
For Directors Who've Earned It.

Range Rover, BMW, Mercedes-Benz and Porsche. fundr arranges luxury and prestige vehicle finance for NZ directors and business owners — balloon payment structuring, 15+ lenders, and no broker fee.

Balloon Payment Options No Credit Impact to Apply 15+ Lenders Director & Business Use

Get My Quote in 60 Seconds Check my eligibility first →

★★★★★ 5.0 on Google Trusted by NZ directors and business owners

About This Product

Luxury vehicle finance sorted —
the fundr way.

You've put years into building the business — a director's vehicle that reflects that shouldn't mean a clumsy dealer finance package or a maxed-out personal loan. fundr structures luxury and prestige vehicle finance properly, with balloon payments, terms and lender selection matched to how the vehicle actually holds its value.

We work with lenders who understand prestige vehicles — Range Rover, BMW, Mercedes-Benz, Porsche and beyond — and structure the deal around your business, not just whatever the dealer's finance desk pushes on the day.

How fundr works →

15+

Lenders on panel

48hr

Typical approval

15yr

Commercial lending experience

What We Finance

We finance the brands
directors actually drive.

All Vehicle Finance →

Range Rover

Sport, Velar, Defender and Evoque. New or used, with balloon payment options that match how Range Rovers hold their value.

Finance This → 02

BMW

3 Series through to X7. A popular choice for directors who want performance and presence without the dealer markup.

Finance This → 03

Mercedes-Benz

C-Class through to G-Wagon. Finance structured around the vehicle's resale strength, not a one-size-fits-all loan.

Finance This → 04

Porsche & Other Prestige

Porsche, Audi, Lexus and beyond. If it's a prestige vehicle for business or director use, we can finance it.

Finance This →

Why Choose fundr

Why NZ directors use fundr
instead of dealer finance.

15+ Lenders on Panel

We shop your deal across our full lender panel — not just whatever finance product the dealer is incentivised to sell that month.

Balloon Payment Structuring

We structure terms and balloon payments around how the specific vehicle holds its value, not a generic loan template.

Business & Director Use

Whether it's a company-owned director's vehicle or personal finance, we structure it correctly from the start.

Talk to Nick Directly

You'll deal with Nick personally — not a dealer finance desk on commission. One number, one person, from enquiry to settlement.

Customer Reviews

What NZ directors say
about fundr.

★★★★★

"Nick structured our Range Rover finance with a balloon payment that actually made sense for the business. Way smarter than what the dealer offered."

Mark T.

Managing Director, Auckland

★★★★★

"Financed my BMW through fundr after a big year for the business. Nick explained the FBT side clearly, which the dealer never bothered to."

Sarah L.

Company Director, Wellington

★★★★★

"Two Range Rovers and a Mercedes through Nick now, all for directors in the business. Straightforward every time, no dealer finance markup."

Greg P.

Business Owner, Christchurch

How It Works

Three steps to get
your vehicle financed.

Full Process →

Tell us what you need

Tell us the vehicle, the price, and whether it's for business or director use. Takes a few minutes.

⏱ A few minutes

We structure the right deal

Nick matches your situation to the right lender and structures terms — including balloon payment options — around the vehicle and your business.

⚡ We do the legwork

Get approved and drive away

Most applications hear back within 48 hours. Sign digitally and funds are released so you can pick up your vehicle.

✓ ~48 hour decision

Ready to get
your vehicle financed?

One application. 15+ lenders. Balloon payment structuring built in. fundr makes luxury vehicle finance straightforward for NZ directors.

Apply Now — Free, No Obligation → Or call Nick: 021 102 3416

Repayment Calculator

Estimate your
repayments.

Get a rough idea of monthly repayments including an optional balloon payment at the end of your term. Actual rates depend on your business profile — get a proper quote to see your real options.

Vehicle Price

Loan Term

Interest Rate (Est.)

Balloon Payment (%)

Est. Monthly Payment $0

Figures are estimates only. Actual rates, terms and balloon structures vary based on your credit profile, lender, and the specific vehicle. No credit check performed.

Get a Real Quote →

Common Questions

Luxury vehicle finance
FAQs.

Everything NZ directors and business owners ask before applying. Still have questions? Call Nick directly.

📞021 102 3416 →

Yes. Many NZ businesses finance director or executive vehicles through the company, often with FBT applying to any private use. We can structure the finance and point you to your accountant to confirm the right FBT treatment for your situation.
A balloon payment is a lump sum due at the end of your loan term, which lowers your monthly repayments along the way. It suits vehicles that hold their value well, like Range Rover and BMW, and is common in prestige vehicle finance both in NZ and overseas.
Yes. We finance new and used prestige vehicles, including dealer stock, private sales and imports. Loan terms and rates vary depending on the vehicle's age and value.
Luxury and prestige vehicles are typically higher value and depreciate differently to standard vehicles, so lenders structure these loans with more flexibility around balloon payments, terms and deposit requirements. We work with lenders who specialise in this end of the market.
For business-use vehicles, finance repayments and depreciation can be tax deductible, though FBT may apply where there is private use. Speak with your accountant to confirm your specific position, and we can structure the finance accordingly.
Most applications receive a decision within 24 to 48 hours. Higher-value vehicles can sometimes take a little longer as lenders complete their assessment.

Our Promise

Our Promise to You

No dealer markup, no generic loan templates. Just luxury vehicle finance structured properly for your business.

15+ Lenders on Panel

We shop your deal to the right lender — not just the dealer's preferred finance partner. More choice means better rates.

Decision in 24–48 Hours

Most applications get an answer fast, even for higher-value vehicles that need more lender assessment.

Balloon & Term Flexibility

Structured around how the vehicle holds its value and how your business cash flow actually works.

Talk to Nick Directly

You deal with one person — Nick — from enquiry through to settlement. No dealer finance desk on commission.

Expert Finance Knowledge

15 years in commercial lending, including structuring finance for directors' and business-use prestige vehicles.

Lifetime Support

Ongoing support long after your loan settles — including when it's time to refinance or upgrade.

Get Started

Ready to get your
vehicle financed?

Apply Now — It's Free → Check eligibility

Apply in a few minutes No credit impact We'll be in touch within the hour

Prefer to talk first? Call Nick: 021 102 3416

Luxury Vehicle Finance —For Directors Who've Earned It.

Luxury vehicle finance sorted —the fundr way.

We finance the brandsdirectors actually drive.

Range Rover

BMW

Mercedes-Benz

Porsche & Other Prestige

Why NZ directors use fundrinstead of dealer finance.

15+ Lenders on Panel

Balloon Payment Structuring

Business & Director Use

Talk to Nick Directly

What NZ directors sayabout fundr.

Three steps to getyour vehicle financed.

Tell us what you need

We structure the right deal

Get approved and drive away

Ready to getyour vehicle financed?

Estimate yourrepayments.

Luxury vehicle financeFAQs.

Our Promise to You

15+ Lenders on Panel

Decision in 24–48 Hours

Balloon & Term Flexibility

Talk to Nick Directly

Expert Finance Knowledge

Lifetime Support

Ready to get yourvehicle financed?

Luxury Vehicle Finance —
For Directors Who've Earned It.

Luxury vehicle finance sorted —
the fundr way.

We finance the brands
directors actually drive.

Why NZ directors use fundr
instead of dealer finance.

What NZ directors say
about fundr.

Three steps to get
your vehicle financed.

Ready to get
your vehicle financed?

Estimate your
repayments.

Luxury vehicle finance
FAQs.

Ready to get your
vehicle financed?