Vehicle & Ute Finance Calculator

Vehicle Price

Loan Term

Interest Rate (Est. %)

Est. Monthly Payment

Loan Amount

$45,000

Total Interest

—

Total Repaid

—

Figures are estimates only. Actual interest rates, fees and repayments vary based on your credit profile, lender approval and loan structure. No credit check is performed when using this calculator.

How to use this calculator

Select your finance type using the tabs above the calculator.
Enter the purchase price or loan amount for your asset.
Choose your preferred loan term — longer terms mean lower monthly payments but more total interest.
Adjust the interest rate. fundr clients typically see rates between 7–13% depending on their profile.
Your estimated monthly repayment updates instantly.

What affects your rate?

Business trading history and time in operation.
Credit profile of the business and director(s).
Asset type, age and condition.
Loan term and amount borrowed.
Whether a deposit is provided.

Talk to Nick

Get a real quote,
not just an estimate.

Nick will find you the best rate from 15+ NZ lenders — usually within 24 hours. No broker fee charged to you.

Apply Now → 📞 021 102 3416