fundr Blog
Guides, tips and industry news to help Kiwi businesses make smarter finance decisions — from vehicle loans to equipment and business funding.
All Articles
Equipment Finance
How hours, age, deposits and attachments actually affect your excavator finance — and what a typical deal looks like.
Trucks & Transport
No trading history? Here's how a signed contract or letter of intent can get your first truck financed.
Finance Guides
The RBNZ lifted the OCR to 2.75% on 2 September and signals more may follow. What it means for your next vehicle or equipment purchase, and who should lock in now.
Finance Guides
Confused why your rate moved when the OCR didn't? Here's how swap rates actually drive NZ business finance pricing.
Business Finance
Vehicle, equipment and business finance for Auckland SMEs — local lender panel, industry insight and fast approvals.
Equipment Finance
Finance ovens, fridges, coffee machines and full fit-outs without draining cash flow. A practical guide for NZ operators.
Finance Guides
Business loan or asset finance? We break down GST, tax, security and what decides your rate to help you choose the right option for your purchase.
Finance Guides
Finance lease or chattel mortgage? GST timing, the Investment Boost, and ownership — what NZ businesses need to know.
Business Finance
Rates have stopped falling. Here's how to tell if refinancing or restructuring your existing business finance could help cash flow.
Vehicles & Utes
Running 2020–2021 utes or trucks? Here's the honest cost of holding on — and why 2026 may be the best year to upgrade your fleet.
Trucks & Transport
Types of finance, what lenders look for, what decides your rate, and how to apply. Everything NZ truck owners need to know.
Vehicles & Utes
How to finance a ute, van, or work vehicle for your NZ business. Loan types, what lenders look for, what decides your rate, and how to apply.
Vehicles & Utes
What lenders look at, what tax benefits you can claim, and how to get approved fast — the complete guide for NZ tradies.
Finance Guides
How an asset finance broker compares lenders on your behalf, how brokers are paid, and when going direct makes more sense.
Finance Guides
Claim 20% of new asset costs upfront from May 2025. How it works and how to combine it with asset finance for maximum benefit.
