NZ Business Vehicle Finance

Business Vehicle Finance —
Fast, Simple.

Cars, utes, vans, trucks and full fleets. We arrange business vehicle finance from 15+ NZ lenders — with approvals in 24 hours and no broker fee charged to you.

✓ 24hr Approvals ✓ No Credit Impact to Apply ✓ 15+ Lenders
★★★★★ 5.0 on Google Trusted by NZ businesses

About This Product

Vehicle finance sorted —
the fundr way.


fundr is a specialist finance broker — which means we work for you, not the lender. When you apply, we take your deal to our panel of 15+ NZ lenders and find the one that's the right fit for your business and your situation.

One application. One point of contact. No repeated credit checks, no chasing multiple banks, and no broker fee charged to you. Just straight-up vehicle finance, sorted fast.

How fundr works
15+
Lenders on panel
24hr
Typical approval
15yr
Commercial lending experience

What We Finance

We finance any vehicle
your business needs.

View All Products
01

Cars & SUVs

Sedans, wagons, hatchbacks, SUVs and luxury vehicles for business use.

02

Utes

Ranger, Hilux, D-Max and more. NZ's most-financed work vehicle.

03

Vans

Transits, Sprinters, Hiace — cargo and passenger vans for trade and delivery.

04

Trucks

Rigids, tippers, refrigerated and heavy vehicles. See our truck finance page.

05

Car Fleets

Multiple vehicles for your team. One application, one point of contact.

06

Trailers

Flat decks, curtainsiders, refrigerated and stock trailers.

Why Choose fundr

Why NZ businesses use fundr
instead of their bank.

15+ Lenders on Panel

We shop your deal across our full lender panel — so you get the best rate available, not just whatever one bank offers.

Approved in 24 Hours

Most applications get a decision within 24 hours. No three-week delays while the bank reviews your file.

Relationship Focused

We're in it for the long term. We take the time to understand your business so we can support your growth — not just close a deal.

Talk to Nick Directly

You'll deal with Nick personally — not a call centre. One number, one person, from enquiry to settlement.

How It Works

Three steps to get
your vehicle financed.

Full Process

Tell us what you need

Fill in our short form in under 3 minutes. Tell us the vehicle, the price, and a bit about your business. That's it.

⏱ 3 minutes

We find the right lender

Nick reviews your situation and matches it to the right lender from our panel of 15+. One clean application — no repeated credit checks.

⚡ We do the legwork

Get approved and get moving

You'll hear back within 24 hours. Sign digitally and funds are released so you can focus on running your business.

✓ ~24 hour decision

Ready to get
your vehicle financed?

One application, 15+ lenders, a decision in 24 hours. fundr makes vehicle finance straightforward for NZ businesses.

Repayment Calculator

Estimate your
repayments.

Get a rough idea of monthly repayments based on your loan amount and term. Actual rates depend on your business profile — get a proper quote to see your real options.

Est. Monthly Payment $2,111

Figures are estimates only. Actual rates and repayments vary based on your credit profile, lender, and loan structure. No credit check performed.

Get a Real Quote

Customer Reviews

What NZ businesses
say about fundr.

5.0 on Google · 4 reviews

"Nick sorted our ute finance in under 24 hours. One call, minimal paperwork, done. Wish I'd found fundr years ago."


James R.

Trades Business Owner, Auckland

"We needed a van fast for a new contract. Nick had us approved and settled within two days. Absolute lifesaver."


Sarah M.

Delivery Business Owner, Wellington

"Three vehicles financed through fundr now. Every time it's been smooth, fast and the rates have been sharper than what my bank offered."


Mike T.

Fleet Owner, Christchurch

"As a sole trader I wasn't sure I'd qualify. Nick walked me through everything and got me approved. Couldn't recommend him more highly."


Rachel K.

Sole Trader, Hamilton

FAQ

Vehicle Finance —
Common Questions.

fundr are specialists in vehicle finance. We know the industry back to front and take the time to understand lending policies to make your application process informative, cost effective and effortless. Having one point of contact for all your vehicle purchases means we handle everything for you — from first enquiry through to settlement.

We can finance any vehicle you are looking to purchase for your business around New Zealand. These include but are not limited to: coupes, SUVs, sedans, wagons, hatchbacks, utes, vans, trucks and luxury vehicles.

Just give our team a quick call — within five minutes one of our specialists will walk you through the strategy for getting your approval and highlight the key information we'll need. We specialise in making vehicle finance simple and stress-free, with minimal paperwork.

Every customer is unique and at a different stage in their business journey — and interest rates reflect that. Our goal is to support you and your business for the long haul. We've built a loyal customer base by delivering excellent service and consistently competitive rates tailored to your situation.

You can borrow the full amount needed to purchase the vehicle of your choice, typically ranging from $10,000 to $250,000. While some lenders may require a deposit, others may not. We'll guide you through the best strategy based on your total loan amount.

The average car loan term is between 3–5 years (36 to 60 months). A shorter term results in higher monthly repayments but less interest paid overall. Use our repayment calculator above to see what works best for your situation.

Yes — financing a vehicle from a private seller is very common and we do these transactions all the time. We handle the whole sale process with the private seller and arrange for them to get paid by the financier correctly. We only need the agreed purchase price — we handle everything from there.

Our Promise

Our Promise to You

No runaround, no endless waiting. Just straight-up vehicle finance that actually works for your business.

15+ Lenders on Panel

We shop your deal to the right lender — not just whoever your bank is. More choice means better rates.

Decision in 24 Hours

Not three weeks. Most applications get an answer the same day or next business day.

Flexible Loan Terms

Repayments structured around your cash flow — not the lender's preference.

Talk to Nick Directly

You deal with one person — Nick — from enquiry through to settlement. No 0800 numbers.

Expert Finance Knowledge

15 years in commercial lending. We know what lenders need and how to get your deal across the line.

Lifetime Support

Ongoing admin and support long after your loan settles. We're here when you need us — always.

Get Started

Ready to get your
vehicle financed?

Apply in 3 minutes No credit impact We'll be in touch within the hour

Prefer to talk first? Call Nick: 021 102 3416