fundr Blog

Finance insights
for NZ businesses.

Guides, tips and industry news to help Kiwi businesses make smarter finance decisions — from vehicle loans to equipment and business funding.

Vehicles & Utes Trucks & Transport Equipment Finance Business Finance Finance Guides

Featured Article

IRD investment boost NZ — business equipment finance

Finance Guides

IRD Investment Boost NZ:
What Business Owners Need to Know

The IRD Investment Boost lets NZ businesses claim 20% of new asset costs upfront from May 2025. Here's how it works, what qualifies, and how to combine it with asset finance.

Nick — fundr 5 min read May 2025
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All Articles

Business loan vs asset finance NZ

Finance Guides

Business Loan vs Asset Finance in NZ — What's the Difference in 2026?

Business loan or asset finance? We break down GST, tax, rates and structure to help you choose the right option for your purchase.

8 min readJuly 2026
Finance lease vs term loan NZ

Finance Guides

Finance Lease vs Term Loan NZ — Which is Better for Your Business?

Finance lease or chattel mortgage? GST timing, the Investment Boost, and ownership — what NZ businesses need to know.

9 min readJuly 2026
Business finance refinance NZ

Finance Guides

Business Finance Refinance NZ — Is It Time to Restructure?

Rates have stopped falling. Here's how to tell if refinancing or restructuring your existing business finance could help cash flow.

7 min readJuly 2026
Should you upgrade your work ute or fleet in 2026

Vehicles & Utes

Should You Upgrade Your Work Ute or Fleet in 2026? The Real Numbers.

Running 2020–2021 utes or trucks? Here's the honest cost of holding on — and why 2026 may be the best year to upgrade your fleet.

5 min readMarch 2026
Truck finance NZ — prime mover on NZ highway

Trucks & Transport

Truck Finance NZ: A Practical Guide for Business Owners

Types of finance, what lenders look for, typical rates, and how to apply. Everything NZ truck owners need to know.

5 min readMarch 2026
Business vehicle finance — Ford Ranger for NZ businesses

Vehicles & Utes

Business Vehicle Finance NZ: A Practical Guide for Business Owners

How to finance a ute, van, or work vehicle for your NZ business. Loan types, what lenders look for, rates, and how to apply.

5 min readFebruary 2026
How to finance a work ute in NZ — Ford Ranger ute finance NZ 2026

Vehicles & Utes

How to Finance a Work Ute in NZ: What Tradies Need to Know in 2026

What lenders look at, what tax benefits you can claim, and how to get approved fast — the complete guide for NZ tradies.

4 min readFebruary 2026
Asset Finance broker — New Zealand wide

Finance Guides

Why Use an Asset Finance Broker in New Zealand?

How an asset finance broker secures better lending than going to your bank directly — and why it costs you nothing extra.

4 min readJanuary 2026
IRD investment boost NZ — business equipment finance

Finance Guides

IRD Investment Boost NZ: What Business Owners Need to Know

Claim 20% of new asset costs upfront from May 2025. How it works and how to combine it with asset finance for maximum benefit.

5 min readMay 2025

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